A stroke can happen in seconds and even go unnoticed, but the consequences can be lasting and life-altering. If someone you love has recently suffered a stroke, you may feel overwhelmed, not sure of what steps to take next. Whether your loved one has already been released from the hospital or you are still waiting to find out what impact the stroke has had, it is never too early to consider planning for the future. In the event of a stroke, families can apply for Social Security Disability Insurance to help protect financial security.
Our Boston SSDI attorneys are dedicated to providing effective counsel and advocacy to help families collect the benefits they need and deserve. Here are some facts to remember about filing for disability benefits after a stroke:
Stroke is the leading cause of adult long-term disability. Stroke is a serious medical event and can leave victims severely disabled. Statistics show that 15 to 30 percent of victims will be permanently disabled. Disability can range from paralysis and movement issues to sensory disturbances, inability to speak, memory and cognitive issues, as well as emotional disturbances. The inability to work after a stroke is not uncommon and may last for weeks, months, years, or even permanently.
SSDI benefits are not only just for low-income families. It is a common misconception that SSDI is only available to individuals who qualify because of low-income. Even if another breadwinner in your household continues to work, SSDI benefits are available to help care and compensate a stroke victim. Though income is not a factor, applicants must have enough credit based on taxes paid through work history. If the victim worked for approximately 5 of the past 10 years, he or she will likely qualify.
The application process can take time. Though there is no set time frame for getting benefits, the process can somewhat lengthy so it is important to file as soon as possible. As soon as you know that you or a loved one is unable to work, it is time to seek benefits support and prepare to filing. An experienced advocate can help you collect necessary medical documentation, prepare your application, and file your application to avoid delays.
SSDI is for victims under the age of 65. If a victim is over the age of 65, he or she will collect Social Security retirement income, not Social Security Disability Insurance income. Eligibility also requires that the victim worked and paid into the program.
SDDI delivers a monthly income to stroke victims. Once your application is processed, victims and families will receive a monthly payment with annual cost-of-living increases. Some of this will be taxed, but a portion will be tax free. Individuals who qualify will also be eligible for Medicare benefits.
Stroke applications will be streamlined. Strokes are on the “Compassionate Allowances List” meaning that the Social Security Administration has recognized strokes as a medical condition that can severely impair a victim. The agency also streamlines applications for stroke victims to help ensure applications are processed in a timely manner.
Call our Boston SSDI attorneys for a free and confidential appointment at (617) 777-7777.
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