There are currently around 11 million Americans who are receiving Social Security Disability Insurance benefits. While this may seem like a very large number, it is actually much smaller than the number of Americans who are disabled and should be getting benefits, but there is not enough funding in the budget, and the U.S. Social Security Administration (SSA) makes it unreasonably difficult to qualify for benefits in many cases.
One thing to keep in mind, however, is that when a person becomes disabled, he or she is not likely the only one affected. For example, let’s say that mother of two children who is married becomes disabled and can no longer work. This happens all the time. If she applies for benefits, she will likely be denied at first and will face a long road ahead if she plans to eventually qualify for much-needed Social Security Disability Insurance (SSDI) benefits. Continue reading →