Articles Posted in Social Security Disability Insurance

Our Boston disability lawyers understand that many people need SSDI with costs of private insurance going up every billing period.

According to a recent article in the Portland Herald Press, employers are starting to phase out benefits, including long-term disability insurance. Many people do not realize the importance of having long-term disability coverage. This type of disability insurance, as its name implies, will provide benefits on a long-term basis for people whose disability makes it difficult or impossible to work in the same or similar job that they had before becoming disabled. To get an idea about how important having disabled coverage may be, statistically, one in 20 workers will become disabled before their retirement.

The key to understanding how long-term disability insurance differs from Social Security Disability Insurance (SSDI) is to look at how a disability is defined. With long-term disability coverage, if you become disabled and can no longer perform the services required for your current job, you may be declared disabled for the purposes of benefit eligibility.
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The Highway Transportation fund is broke because gas taxes have not been raised since 1993 — and cars today are more fuel-efficient and use less gas. Rather than raise the gas tax, some lawmakers want to take money away from the disabled. The proposal is just one more way in which the Social Security Disability benefits program is under attack and the disabled are at risk.

Those who cannot work due to medical problems deserve to receive benefits to support themselves and their families. A Boston disability lawyer should be consulted to provide help for those applying for benefits or for individuals whose benefits claims are denied.
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Social Security Disability benefits are difficult to get for applicants and as our Boston disability lawyersrecently wrote, there is serious budget shortfall that could result in a significant benefits reduction if Congress does not act. While most people are aware of these challenges, however, the Huffington Post has recently reported on “dramatic changes” that “threaten to end Social Security as we know it” that almost no one has heard of.

The Huffington Post was talking about Vision 2025, which is a long-range plan that the head of the Social Security Administration has drafted. The plan would make it much more difficult for people seeking help with Social Security issues to get the benefits they need.
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Young people who are disabled before they reach the age of 18 face many challenges. Many people who are disabled as children do not get the education and job training they need to earn a comfortable living on their own. Because they do not earn work credits, they also may be ineligible for Social Security Disability Insurance (SSDI) and may be left to rely on benefits provided by Supplemental Security Income (SSI) only.

While SSI is an important safety net for low-income disabled individuals, it often provides much less money per month than SSDI. Children who are disabled should consult with a Boston disability lawyer or information on whether they can qualify for SSDI based on their parents work record. States also need to do a better job preparing disabled young people for jobs that they may be qualified to do even with their medical condition.
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One of the reasons politicians have been fretting over the future of programs like Social Security Disability Insurance is that the large baby boomer generation is increasingly seeking access to them.

This was expected, though admittedly, it’s not something for which legislators and government agencies have been well-prepared. So now, rather than expanding access to the offices that provide these services, we are actually seeing a significant reduction.

SSDI lawyers in Massachusetts understand that this has translated in the closure and threatened closure of Social Security Administration offices nationwide. The agency is seeking a shift from in-person contact to electronic communication in order to save money.
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Addiction and alcoholism, depression, and obesity are some diseases that can be more difficult when filing Social Security Disability Insurance (SSDI) claims. While obesity itself is not enough to qualify for SSDI benefits, individuals who suffer from obesity and related health consequences, including diabetes, may qualify. In recent European case, courts asked the same question–is obesity a disability? A Danish man was fired from his job because he was too overweight. He filed a discrimination case, which was heard before the European Court of Justice. In the end, the court ruled that obesity is an addiction, not a disability, which could have future implications. In the United States, courts are battling similar questions with regards to SSDI benefits.

For many individuals, obesity is a significant impairment to joining the workforce. It can make transportation, day-to-day functioning, and job performance nearly impossible. In addition to the physical ailments associated with obesity, many patients also suffer mental conditions. Individuals who suffer from obesity may be entitled to Social Security Disability benefits. Our Boston Social Security Disability Insurance (SSDI) attorneys are experienced with helping individuals file timely and effective claims. Our priority is to accommodate your immediate and future needs, develop an effective approach, and provide the SSA with sufficient documentation of your illness and disability. Though obesity claims can pose challenges, they are not impossible.
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The application process for Social Security Disability can be long and frustrating. While the majority of applicants are denied on their first attempt, many will also go through months or even years of hearings and appeals just to get the benefits to which they are entitled. According to recent reports, the Social Security Administration (SSA), approved nearly $400 billion in benefits. Many critics allege that these federal judges “rubber-stamped” the claims without review. In a process that is riddled with delays and complications, many individuals who were previously denied finally found relief.

In a report that analyzed how administrative law judges approve disability claims, the House Committee on Oversight and Government Reform accused some of the judges of approving benefits too quickly. In these cases, the judges approved benefits claims more than 75% of the time. While some critics argue that the practice was wasteful, many of these individuals were in genuine need of disability funds. Our Boston SSDI attorneys are experienced in representing individuals suffering from disability or illness and in need of benefits. We are abreast of developments that impact the rights and interests of these applicants.
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It is widely known that Social Security Disability benefits are often denied upon first application. This can be a frustrating reality for individuals who are unable to work and who need benefits to make ends meet. According to data provided by the Social Security Administration, the approval rate for those seeking benefits has dropped to a five-year low. Records indicate that only 48% of individuals who applied for SSDI benefits were approved at the hearing level. Only 33% of applicants were approved with their initial application.

Social Security Disability Income (SSDI) is a critical benefits program available to individuals who suffer from disabilities or illness that render them unable to work. In some cases, claimants can have their applications fast-tracked, especially if they meet certain requirements and if their condition is on the “compassionate allowances” list. Our Boston SSDI attorneys understand the complexity of filing claims. We are highly experienced in providing appropriate documentation, seeking medical support, and ensuring that applications are complete and processed in a timely manner. Those who need financial support should consult with an experienced advocate to help navigate the SSDI benefits process.
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Many people do not purchase disability insurance. Disability insurance is a type of insurance policy that would provide you with income if you become sick or injured and you cannot work either temporarily or permanently. If you do not have disability insurance and you become unable to work, your only option may be to apply for Social Security Disability (SSD) income.

Unfortunately, SSD benefits can be hard to qualify for, and it is often necessary to seek assistance with your application from a Boston disability lawyer. The SSA has a strict definition of disabled and those with short-term conditions are out-of-luck when it comes to getting disability income. For all of these reasons, it is important that you have your own private disability insurance policy so you will be taken care of in the event that a tragedy occurs and you are no longer able to work.
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Disabled individuals in the United States face many challenges including unemployment rates higher than the average as well as a medical care system that can be difficult to navigate. Unfortunately, another problem that the disabled face is that there are only limited benefits programs available to provide income. Those who are disabled and who cannot work can qualify for assistance only if they have a long-term disabling condition that will last a year and that meets specific requirements set forth by the Social Security Administration.

The SSA administers two programs that cater to the disabled: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Both are very difficult to qualify for and you will likely need the assistance of a Boston Social Security Disability attorney if you wish to make a benefits claim. The SSD system not only denies more than 50 percent of applicants, but it is also underfunded and faced with myriad additional problems as well. Recently, the Public Broadcasting System (PBS) published an in-depth article pointing out some of the many problems that plague the Social Security system.
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