As part of the process for applying for Social Security disability benefits, whether we are talking about Social Security Disability Insurance (SSDI) benefits, or Supplemental Security Income (SSI) benefits, the U.S. Social Security Administration (SSA) will likely have an “independent” review of your doctor’s medical records or possibly conduct his or her own independent medical examination.
The reason we are skeptical about the independent aspect of this medical review is because these doctors are on a panel of doctors in each location that get selected for use in these types of cases and get paid for their medical services. Due to budgetary concerns, the SSA a least seems like it has an interest in denying claims, so it can pay out less in benefits, so if these doctors want to get more work in the future from SSA, it seems like it wouldn’t hurt to side with the SSA and deny benefits, unless it would be ridiculous not to do so. It should be noted that what the SSA thinks is ridiculous is not the same as a normal person in terms of when it is appropriate to find someone not disabled. Continue reading