When considering whether to pursue Social Security Disability Insurance benefits in Boston, it’s important to point out (contrary to what some say) you aren’t going to get rich on these benefits. That isn’t to say they aren’t worth pursuing; for many people, SSDI is absolutely the only thing that keeps them financially afloat when they have suffered a life-altering injury or illness and can’t work.
In Massachusetts, about 4.5 percent of our four million population receive SSDI benefits from the Social Security Administration. However, only about half who initially apply will be approved for it. Those who are denied will have several more opportunities to appeal, and the chances of approval increase the further you make it in the process. There is an Office of Disability and Adjudication Review (ODAR) in Massachusetts with numerous locations, including in Boston, Framington, Lowell, Chelsea and Lawrence.
The SSA reports more than 10 million people receive SSDI benefits nationally, and it’s useful to know upfront how much you would receive if you pursue this course of action and are successful. Here, we’ll explain in greater detail the ways in which the SSA determines what amount of benefits you and your family may receive. It’s based on your work history based on an averaged index of monthly earnings. Continue reading →