Beginning with benefit payments issued in June 2025, millions of older Americans who are behind on federal student loans will see up to 15 percent of their Social Security income diverted to satisfy that unpaid debt. The Department of Education has already mailed some 195,000 collection notices, and every one of the roughly 5.3 million borrowers in default is expected to receive similar warnings over the summer.
At Jeffrey Glassman Injury Lawyers, we understand how disruptive and frightening this reduction can be. Social Security Disability Insurance is often the sole or primary source of income for retirees and for individuals living with disabilities. Below, we break down why the garnishments are restarting, who is most at risk, and, most importantly, what legal and financial tools you still have to protect your monthly check.