Articles Tagged with Boston SSDI

People who are too sick to work are waiting sometimes a year or more to obtain approval for SSDI benefits in Massachusetts. SSDI stands for Social Security Disability Insurance, and while it is a federal program, offices are located in each state to process requests, hearings and other issues. The Office of the Inspector General (OIG) for the Social Security Administration released a report detailing pending hearing backlogs not long ago, revealing 1.1 million pending claims on average await a decision at any given time, with an average wait time of 318 days. That’s a significant increase from the 705,000 cases that were back-logged in 2010.SSDI attorney

Of course, there are some who would use a figure like this to assert it’s the result of exploitation of the system. However, this ignores the underlying issues that have led to higher enrollment and greater backlogs. Those issues include:

  • An aging workforce, more susceptible to injuries and illnesses;
  • An increase of women in the workforce;
  • Cuts to the SSDI program, resulting in fewer personnel to usher cases through the system.

SSDI attorneys in Boston at The Law Offices of Jeffrey S. Glassman recognize that for some, this is an inordinate amount of time to wait without income. We work diligently to help our clients’ cases move as quickly as possible through the system with meticulous preparation and exploration of resources that may be able to assist while the case is pending.  Continue reading

If you are confronted with an illness, injury or other condition that leaves you so severely impaired that you are no longer able to work, you may have considered the possibility of applying for Social Security Disability Insurance, or SSDI. This federal program exists to extend financial protection in the long-term for adults who have worked and paid into the program. coffeebook

However, many people are deterred from applying in the first place – or put if off as long as possible – because they’ve heard the horror stories. They’ve heard of the mounts of paperwork, the seemingly systematic denials and the long waiting periods.

There is some truth to these stories, but there is also a fair amount of fiction floating around. Continue reading

With promises by the new president to scrap the Affordable Care Act, also known as “Obamacare,” there is a high likelihood that the number of people seeking Social Security Disability Insurance benefits will grow at an even higher rate than they would otherwise.doctor

It is true that the number of people receiving SSDI increased from 2.5 percent of Americans in 1990 to 5 percent in 2015. However, there are several reasons for that, among them the fact there are more women in the workforce and also older workers who are living longer but are more likely to suffer long-term disability.

But the ACA had two main provisions that helped to reduce the rolls to less than what they would otherwise be. One of those was the provision that forbid insurers from refusing customers on the basis of pre-existing conditions or charging them higher rates. The second provision allowed those with a low income to receive lower premiums. Continue reading

As discussed in a recent news feature from ABC News, the United States Social Security Administration (SSA) will subject a claimant to review process at certain intervals following an award of disability benefits.  While in most cases it is just a scheduled or even random review, in some cases the agency does suspect fraud and will require a claimant to undergo a review.

deniedThe process by which the SSA will typically request a review is to send a letter to the claimant requesting that the claimant see a certain doctor and have an evaluation as to their condition that qualifies them for disability benefits. This doctor does not necessarily work directly for the SSA, but the doctor does get paid by SSA, so there is certainly some level of bias we see from time to time. Continue reading

When people talk about Social Security, they are often talking about the benefits you get when you reach the designated age of retirement.  This age of retirement is determined by the year in which you were born, because Congress has raised the retirement age on sliding scale several times over the years as way to save money on the program, which is often running short of funds.

taxesThe retirement program is technically called the Old Age and Retirement Benefits program and is administered by the United States Social Security Administration (SSA).  This is the same agency that runs the Social Security Disability Insurance (SSDI) benefits program and the Supplemental Security Income (SSI) program.  Continue reading

The Social Security Administration (SSA) provides benefits to some 60 million people, including 43 million retired workers and their dependents, 6 million who have survived deceased workers and another 11 million disabled workers and their dependents.

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That last category is known as Social Security Disability Insurance, or SSDI. A recent annual report from the SSA – all 272 pages of it – highlights some of the issues the program is facing. Specifically, it takes a look at solvency.

First, it’s important to understand that the Social Security Trust Fund, which is fueled by payroll taxes on wage, is not being totally depleted of money. Continue reading

When people play into a long-term disability insurance plan through their work, they expect that this will help them remain financially stable in the event of a serious injury or illness that renders them unable to work for extended periods. They may also understand that they are entitled to collect benefits through other avenues, such as workers’ compensation and Social Security Disability Insurance (SSDI). What may be less obvious is the way in which these benefits can counteract one another.wheelchair5

Recently, a news station in Nebraska outlined what can happen when people try to stack coverage from other sources.

According to WOWT NBC-6, the couple in question were both happy and seemingly healthy for years. Married for 27 years, they both worked full-time. But then, the 53-year-old husband suffered a stroke. Suddenly, he was unable to walk or talk or complete basic tasks. He’s learning now to feed and bathe himself and how to communicate. His wife had no choice but to quit her job to care for him 24-7.

“I can’t go to work because he needs me the whole time,” she told the reporter. Continue reading

There is no doubt that the quest for Social Security Disability Insurance (SSDI) benefits can be an arduous one. Unless you have a condition that is exactly specified by the Social Security Administration (SSA), you’re facing an uphill battle to prove you’re unable to work. gavel211

In fact, the majority of initial claims are denied. At that point, you have the choice of whether to appeal to that determination to the Appeals Council. The council can do one of a few things at that point: Refer the claim back to the administrative law judge for a review of the initial decision, review a claim directly or uphold the ALJ’s original decision.

No matter what stage you are in the process, having an experienced attorney to guide you through the most viable step is important. If it’s worthwhile to keep fighting, you’re going to need a strong advocate. If your claim isn’t likely to win, you need someone who will tell you that too.  Continue reading

Is it possible to work while still receiving Social Security Disability Insurance (SSDI) in Boston? What about working in the year before you obtain benefits?suittie

The technical answer is yes, but it can be a thorny road if you don’t first consult with an attorney. That’s because the whole premise of SSDI is that you are too injured or ill to work. If you simply take a job or continue working without first determining what this will mean for your benefits, you could run into trouble and risk either:

  • A) Not being awarded benefits in the first place;
  • B) Losing the benefits you have.

Each individual situation is going to be different, and that’s why it’s important to discuss your options with a lawyer.  Continue reading

Most Americans see their pay stubs every two weeks and take note of the chunk Uncle Sam takes out for Social Security each time. Because they have paid in to Social Security with their taxes, the thinking goes, they won’t be taxed yet again if they need to draw benefits from any of the Social Security systems. taxes

Not so.

Well, usually not so. There are some situations in which Social Security benefits are taxable as income. One of the situations in which this is true is with Social Security Disability Insurance (SSDI). These benefits may sometimes be taxable, while SSI (Supplemental Security Income) benefits are never taxable.  Continue reading