In some cases, when disability onset occurs after years of working, disability insurance coverage can help a person to keep their heads above water until they can return to work. However, those suffering from a more severe condition that will result in a year or more off work are going to need more help than that. This is where Social Security Disability Insurance (SSDI) can help. These benefits can provide long-term financial relief for those coping with severe, ongoing disabilities. However, they must first qualify.
Although the number of SSDI applicants has more than doubled in the last 20 years, approximately two-thirds of applicants are denied. Whereas about half of applicants were approved in 1999, only about one-third were in 2014. This does not mean you should not bother applying. What it does mean is you’ve got to be prepared to make the best case possible before the Administrative Law Judge (ALJ). This is why having an SSDI attorney can be so valuable. It also means you need to understand the common reasons people’s SSDI claims are denied. This can help you avoid some common errors. Continue reading →