There are two different types of Social Security disability benefits for which a disabled individual can apply, depending on the facts regarding his or her disability and work history. The most common type of benefits for which claimants apply are known as Social Security Disability Insurance (SSDI) benefits. These benefits are designed to help people who have a substantial history of engaging in gainful employment, but can no longer work due to a disability.
The second type of benefits available to some claimants are known as Supplemental Security Income (SSI). Like SSDI, SSI benefits are also administered by the United States Social Security Administration (SSA), which is a federal executive agency. SSI benefits are designed to help disabled children in low-income households. The program is also designed to help blind and disabled elderly individuals. There is no requirement that a person have worked to apply for this type of disability award. Continue reading →